• Comprehensive cover for loss or damage to buildings, from a broken window or burst pipe, to a fire or subsidence.
• New-for-old contents cover - no matter how old your possessions, we'll replace them, new-for-old (Where repair of the item is not possible - excludes clothing and linen).
• Accidental damage cover for TVs, DVD players, Hi-Fi systems and home computers included as standard with MINI Contents Insurance.
• 24-hour customer helpline - providing expert help in an emergency.
• During Christmas, we'll automatically increase your contents cover by 10% - at no extra cost (from 1st December to 15th January).

MINI Home Insurance also allows you to pick and choose additional cover depending on your own individual situation. These include:

• Accidental damage cover for DIY accidents - such as drilling through a pipe or putting your foot through the loft floor.
• Personal possessions cover for items carried outside the home - such as jewellery and cameras.
• Bicycle cover for accidental damage, loss or theft of your bike.